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Grind24 is a financial technology company, not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC.

The way banking should be

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Access on your favorite device. Available on iOS & Android

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No Hidden Fees1, No Monthly Fees, No Overdraft Fees

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Get paid up to 2 days early2 with direct deposit

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0.15%3 Annual Percentage Yield (APY) high yield accounts

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60K+ Fee-Free ATMs1 at stores like Walgreens, CVS, and more!

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Deposits FDIC Insured up to $250,000 and Fraud Protection4

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Grind24 Spending Account & Visa® Debit Card

Your Grind24 Account comes with a debit card to use everywhere Visa is accepted

And unlike some prepaid cards and traditional bank accounts, there are no monthly account fees and minimum balance required

Safe and Secure

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FDIC Insured

FDIC insured deposits up to $250,000 through Blue Ridge Bank N.A.; Member FDIC.
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Fraud Protection

Your covered with fraud protection5 on your Visa® Debit Card purchases
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Privacy and Security

We support 256-Bit Encryption, Two-Factor Authentication, and more.

Grind24 is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The Grind24 Visa® Debit Card is issued by Blue Ridge Bank, N.A.; Member FDIC pursuant to a license from Visa U.S.A and may be used everywhere Visa debit cards are accepted.

1 Out-of-network ATM withdrawal fees apply except at any Allpoint ATM. Other fees such as third-party and cash deposit fees may apply.

2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

3 The Annual Percentage Yield (“APY”) for the Grind24 Spending Account is variable and may change at any time. The disclosed APY is effective as of June 1st, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.

4 You must notify us or the issuer immediately of any unauthorized use. For specific restrictions, limitations and other details, please see the Grind24 Cardholder Agreement.

Copyright © 2021-2022 Grind 24 Inc. All rights reserved